Business recovery for Sedona & the Verde Valley
Business recovery for Sedona & the Verde Valley
City, county, state and federal resources for businesses hit by the weekend flooding, plus a step-by-step checklist. Status is current as of Monday, Nov 2, 2026, and is refreshed each morning. Programs are opening day by day, so confirm details with each office before you rely on them.
SR 179 closures in Sedona
Emergency declared Sedona · Yavapai County (Nov 2)
Declaration status
Most grant and loan money only opens after a formal declaration. Watch this ladder; each rung unlocks the next.
The City of Sedona declared a state of emergency Nov 2. No declaration found yet for Cottonwood, Camp Verde, Clarkdale or Jerome.
The Yavapai County Board of Supervisors declared an emergency Nov 2, letting the county request state help. Coconino County has not declared yet.
No state of emergency has been declared for this flood. A state declaration is the step that opens SBA disaster loans.
SBA disaster loans are not active yet. They follow a state declaration and request.
Sedona sits in two counties. Uptown, Oak Creek Canyon and most of the creekside area east of the “Y” are in Coconino County; West Sedona is in Yavapai County. Use the county line your business address falls on for county programs. The Verde Valley (Cottonwood, Camp Verde, Cornville, Clarkdale, Lake Montezuma) is Yavapai.
City & town resources
City of Sedona sedonaaz.gov
Check before reopening: road access, debris pickup, and whether repairs need a building permit. Ask about any fee waivers for flood repair permits.
Flooding overwhelmed the Bear Wallow pump station Nov 1 and sent untreated sewage into Oak Creek. The city has not yet sampled the water. Treat creek-deposited mud as contaminated: gloves, boots, and disinfect surfaces. Creekside tours and retreats should hold off on water access until the city clears it.
Camp Verde & Cottonwood
GO zones along the Verde River, West Clear Creek and Wet Beaver Creek. Sandbags at Fain & Nichols, Camp Verde Water Company and the Yavapai County Complex. Shelter at Camp Verde Parks & Rec Gym, 473 Main St. River flows were expected to keep rising for several days.
Bates Rd, Comanche Dr, Franquero Ln and the River Run Dr area were under GO. Check the city site for re-entry and debris pickup before reopening.
County resources
Yavapai County West Sedona, Verde Valley
County emergency updates, evacuation zones and shelter information. Sign up for Smart911 alerts through the Sheriff's Office.
Non-emergency flood questions, evacuation status, damage reporting. Report business damage here; those counts drive the state and federal requests.
No-cost one-on-one advising, including help preparing SBA disaster loan applications and cash-flow plans. Serves all of Yavapai County.
For employees who lose hours: unemployment filing help and job leads. Point staff here if you have to close temporarily.
Coconino County Uptown Sedona, Oak Creek Canyon
Hazard zones, sandbags, road blocks and damage reporting.
The county's local contact for SBA programs and county relief funds. It ran recovery funds after the 2025 fires; ask whether one opens for this flood.
State resources
Agencies
Runs the governor's emergency fund and the state damage assessment. When the state asks SBA or FEMA for help, it uses the county damage reports, so make sure yours is filed.
Free help if your insurer is slow, lowballs, or denies a claim. Ask for the denial in writing with the policy language cited, then file a complaint here.
Report storm-chasing contractors and price gouging. Check licenses with the Registrar of Contractors before signing anything.
SR 89A between Sedona and Kachina Village had no reopening estimate as of Nov 2. Use it to update customers and staff on access.
Loans & insurance
Funding
SBA disaster loans for this flood are not active yet. They open only after a state of emergency is declared and the state asks SBA for help. This page will note it as soon as that happens. In the meantime, keep your damage photos, receipts and lost-revenue records so you can apply quickly.
Insurance & advice
Standard commercial property policies usually exclude flood. If you carry an NFIP policy, file now. If you don't, new policies have a 30-day waiting period, so buy now for the next storm.
Nonprofit with Arizona claim guides, sample letters, and tips on hiring a public adjuster.
Recovery checklist
Check items off as you go. Your progress is saved in this browser only.
0 / 0
Daily updates
What changed since the last check, newest first.
The City of Sedona and the Yavapai County Board of Supervisors each declared a state of emergency. No state of emergency has been declared for this flood, so SBA disaster loans are still not active.
Page published. Sedona evacuation zones lifted. No emergency declarations yet from Sedona, Cottonwood, Camp Verde, Clarkdale or Jerome; Coconino County may declare once the full impact is known. No state of emergency for this flood, so SBA disaster loans are not active. SR 89A closed MP 375–397 with no reopening estimate.
Compiled Nov 2, 2026 from county, SBA, state and news sources.
Not legal, insurance or financial advice. Confirm eligibility and deadlines directly with each program.